Sahan Community Network · Toronto
Seniors & Older Adults Support
A practical starting point for older adults and the people who support them.
You do not need to know which program applies. Sahan can help you understand public information, organize the next steps and identify the right government office, community service or qualified professional.
What Do You Need Help With?
Get Help Now
If someone is in immediate danger or needs urgent medical help, call 911.
For urgent mental-health or suicide concerns, call or text 988. For a non-emergency service connection, call or text 211. For confidential elder-abuse support, call the Seniors Safety Line at 1-866-299-1011.
Sahan is not an emergency response service and may not see a website message immediately.
Turning 65 — Where Do I Start?
Print this checklist or save it for a conversation with Sahan. Not every item applies to everyone, and eligibility rules can change.
- Check whether Service Canada has sent an Old Age Security enrolment letter. If not, review whether an application is required.
- Review Canada Pension Plan options. CPP is based on contributions and can generally start between ages 60 and 70; starting age affects the amount.
- If income is low and you receive OAS, review the Guaranteed Income Supplement. File income tax every year so benefits can be assessed and continued.
- Review Ontario’s Guaranteed Annual Income System. Eligible seniors are generally assessed through tax and federal benefit information.
- File the annual income-tax return, even with little or no income. Ask about a free tax clinic if the return is simple and income is modest.
- Review dental coverage, prescription coverage and other health supports. Do not assume every service or cost is covered.
- Review housing costs, rent support, accessibility needs and whether home or community care is needed.
- Confirm identification, mailing address and safe access to My Service Canada Account and CRA account.
- Review transportation options, including TTC senior fares and Wheel-Trans eligibility if disability limits use of conventional transit.
- Save official telephone numbers separately. Never share passwords, PINs or security codes with a helper.
CPP, OAS & GIS
| Program | Plain-language explanation | Where to start |
|---|---|---|
| Old Age Security (OAS) | A federal monthly pension for eligible people age 65 or older, based mainly on age, legal status and years of residence in Canada. Some people are enrolled automatically; others must apply. | Check Service Canada correspondence or My Service Canada Account. Use the official OAS page. |
| Guaranteed Income Supplement (GIS) | A monthly non-taxable benefit for eligible low-income OAS recipients. Income and marital status matter. | File taxes every year and use Service Canada’s GIS information. Do not rely on an old income threshold. |
| Canada Pension Plan (CPP) | A retirement pension based on CPP contributions during working years. It is different from OAS and GIS. | Review the official CPP page and application choices. Service Canada must answer eligibility and amount questions. |
How Sahan can help: locate official information, organize letters and questions, help with a computer or appropriate form, and help contact Service Canada. Sahan cannot decide eligibility, calculate an official benefit amount or access an account using your password.
Dental, Prescription & Health Benefits
Canadian Dental Care Plan: the federal plan has eligibility rules, including no access to private dental insurance, filed tax returns, adjusted family net income below the current limit and Canadian tax residency. Coverage may not pay the full cost. Confirm that a dental provider participates and ask about possible charges before treatment. Canadian Dental Care Plan
Ontario Drug Benefit: eligible Ontario residents, including many people age 65 or older, may receive prescription-drug coverage. Deductibles and co-payments can apply. Low-income seniors may qualify for the Seniors Co-Payment Program. Ontario prescription drug coverage
Trillium Drug Program: people with high prescription costs relative to household income may be able to apply. Eligibility and deductible rules apply. Trillium Drug Program
Vision and hearing: OHIP eye-care rules changed on 1 September 2023. Under the current rule, most eligible seniors without a qualifying medical condition receive one major eye exam every 18 months; different coverage can apply when a qualifying condition is present. Ontario’s Assistive Devices Program may help with eligible hearing devices. Confirm current rules before booking or buying. Assistive Devices Program
For non-emergency health advice, call 811 or use Health811. Call 911 for an emergency.
Home Care & Staying at Home
Ontario Health atHome coordinates publicly funded home and community care and long-term-care placement. A person, family member, caregiver or health professional can ask for an assessment, with the person’s consent where required. Telephone: 1-833-515-1234. Ontario Health atHome
Write down changes in mobility, medication routines, eating, memory, personal care or safety.
Ask Ontario Health atHome what assessment and services may be available. Eligibility and service levels are determined by the responsible organization.
Use 211 and Toronto seniors services to find meal programs, caregiver supports, friendly visiting, recreation and local community programs.
If the home needs equipment or accessibility changes, ask about qualified assessment and current funding programs before buying.
If independent living may no longer be safe, ask for a professional assessment. Sahan does not conduct health or capacity assessments.
Housing for Seniors
Start early if rent is becoming unaffordable, the home is inaccessible, a landlord notice has arrived or independent living is becoming difficult. Options may include rent-geared-to-income housing, supportive housing, rent-arrears help, home-care assessment or emergency shelter. Eligibility, availability and wait times vary.
Related Sahan page: Housing & Shelter Assistance
Transportation
TTC offers senior fares for riders age 65 or older. TTC is changing senior monthly pass arrangements on 1 September 2026, including monthly fare capping. Check the current TTC fare page before buying a pass. TTC fares and passes
Wheel-Trans is based on disability-related barriers to using conventional TTC, not age alone. An application and eligibility decision are required. TTC Community Bus and local community transportation may also help some riders. Use 211 to identify neighbourhood options and ask each provider about eligibility, booking and cost. Wheel-Trans
Food & Essential Needs
If food, meals, utilities or essential household costs are difficult, call or text 211 for current local services. Daily Bread Food Bank also maintains a program-by-location directory. Some programs have catchment areas, schedules or registration requirements; confirm before travelling. Daily Bread — find food
Elder Abuse & Safety
Abuse can be physical, emotional, sexual or financial. It can also involve neglect, isolation, threats, pressure, withholding care or controlling money and documents. The person causing harm may be a relative, caregiver, friend, neighbour or someone else.
If there is immediate danger, call 911. For confidential information and support, call the Seniors Safety Line at 1-866-299-1011. A person can ask questions without having every detail or knowing what to call the situation. Ontario elder abuse information
Sahan can help locate information and appropriate services. Sahan does not investigate abuse, provide emergency protection or replace police, health care, legal advice or adult-protection services.
Fraud & Scam Awareness
Pause when someone demands money, secrecy, gift cards, cryptocurrency, a bank transfer, remote access to a device or a security code. Government departments, banks and police can be impersonated.
- Hang up or stop the conversation. Do not use the telephone number or link supplied by the caller or message.
- Contact the organization using an official government website, the number on the back of a bank card or another trusted source.
- Do not share passwords, PINs, security answers or one-time verification codes.
- Talk to a trusted person before transferring money. Urgency and secrecy are warning signs.
- If money or account information may have been exposed, contact the bank or affected service immediately and change credentials using a safe device.
- Report fraud to local police when appropriate and to the Canadian Anti-Fraud Centre. Call 911 only for immediate danger.
Common approaches include government impersonation, bank alerts, grandparent emergencies, romance scams, investment schemes, identity theft, fake technical support and suspicious links.
Digital Help for Seniors
Sahan may help with government websites, email, downloading documents, printing, scanning, online inquiries and booking appointments where appropriate. The account holder must remain in control.
Protect your account. Never publish or send a password, PIN, security answer or multi-factor authentication code. Sahan will not ask to keep these. Enter credentials privately and sign out when finished.
For My Service Canada Account and CRA account, use the official sign-in pages. Avoid search advertisements and links in unexpected messages. My Service Canada Account
Caregiver Support
Caregivers may be spouses, adult children, relatives, friends or neighbours. It is reasonable to ask for help before stress becomes a crisis. Ontario Caregiver Helpline can provide information and referrals: 1-833-416-2273. Ontario Caregiver Coalition
Ontario Health atHome can discuss home-care assessment, and 211 can identify respite and local programs.
If you are helping another adult, respect their choices and privacy. Do not use their accounts or make decisions for them unless you have lawful authority.
Legal & Government Documents
Sahan can provide general information, help organize pension letters or government notices, help locate official forms and provide notary or commissioner services within the approved Sahan scope. Powers of attorney, wills, benefits appeals and legal rights can have serious consequences. Seek independent legal advice when advice or representation is required.
Related Sahan page: Legal Information, Navigation & Notary Services
How Sahan Can Help
- Listen to the broad issue and help identify a practical starting point.
- Find official public information and the correct government or community contact.
- Help organize letters, questions and appropriate forms.
- Help with telephone calls, online inquiries, computers, printing or scanning where available.
- Connect the person with established agencies or qualified professionals.
- Provide language and navigation assistance where available.
What Sahan cannot do. Sahan does not provide emergency response, medical assessment, home care, transportation, housing placement, financial advice, legal advice or representation. Sahan cannot decide eligibility or guarantee benefits, services, appointments, housing or outcomes.
Share only the information needed to identify a starting point. Do not send passwords, tax records, health records, bank information, legal evidence or detailed information about another person through the website.
Toronto
Sahan Community Network
1735 Kipling Avenue, Lower Level, Suite A, Toronto, Ontario M9R 2Y8
Telephone: +1 416-668-9156
Email: info@sahancommunity.com
I Don’t Know Where to Start — Contact Sahan
Related Sahan Pages
Verified resource directory
External organizations operate independently from Sahan. Confirm current information directly with the provider. Resources last reviewed: August 25, 2026.
911 Emergency Services
Immediate danger or urgent medical help. Call 911.
9-8-8 Suicide Crisis Helpline
Seniors Safety Line
211 Ontario
Call or text 211. 211ontario.ca
Old Age Security
Age 65+ federal pension; automatic enrolment may occur, otherwise apply. OAS information
Guaranteed Income Supplement
For eligible low-income OAS recipients. GIS information
Canada Pension Plan
Contribution-based pension; an application is required. CPP information
My Service Canada Account
Secure access to federal benefits information. Enter credentials privately. My Service Canada Account
Ontario GAINS
For eligible low-income Ontario seniors. GAINS information
Community Volunteer Income Tax Program
Free tax clinics for modest income and simple tax situations. CVITP
Canadian Dental Care Plan
Eligibility and possible charges apply. Dental care plan
Ontario Drug Benefit
Prescription coverage for eligible residents, including many seniors. Ontario drug coverage
Trillium Drug Program
For eligible households with high prescription costs relative to income. Trillium Drug Program
Health811
Call 811. health811.ontario.ca
Ontario Health atHome
1-833-515-1234. Home and community care assessment. ontariohealthathome.ca
Ontario Assistive Devices Program
Funding support for eligible assistive devices. ADP
TTC senior fares
Discount for age 65+; fare products change 1 Sep 2026. TTC fares
Wheel-Trans
Eligibility is based on disability-related barriers, not age alone. Wheel-Trans
Ontario Caregiver Helpline
Toronto Seniors Helpline
416-217-2077. Navigation to seniors services in Toronto. Toronto seniors services
Canadian Anti-Fraud Centre
Important Information
Sahan Community Network provides general information, navigation, document support and referrals. Information on this page is not medical diagnosis or treatment, counselling, emergency intervention or individualized legal advice.
Sahan is not a hospital, medical clinic, emergency service, home-care provider, shelter, police service or crisis line. If someone is in immediate danger, call 911.
Programs, eligibility requirements, telephone numbers and service availability can change. Contact the service provider directly to confirm current information. This page is for people seeking help in Toronto.
Resources last reviewed: August 25, 2026
Social Connection
Social isolation can affect wellbeing. Toronto offers recreation, learning, volunteering, cultural activities and community programs for older adults. Start with the City’s seniors recreation page, Toronto Public Library, local community centres and 211. Ask about accessibility, cost and registration before attending. Toronto recreation for seniors